Our Mortgage Services

Please find below a list of the mortgage services we provide and a brief introduction to each product area. Our highly experienced team of mortgage advisers would be happy to discuss your requirements so please do contact us for an informal discussion to see how we might be able to help you.

Your property may be repossessed if you do not keep up repayments on your mortgage.

Second Charge Mortgages are referred to a third party. Neither East Shore Mortgages nor PRIMIS are responsible for the service received.


Tracker Mortgages

The interest rate applied to the mortgage repayment is linked directly to the Bank of England’s base rate and will rise and fall in line with that rate.


Offset Mortgages

Where a mortgage borrower also has savings, by giving up the interest on those savings he or she can reduce the amount of interest they pay on their mortgage debt.


Cashback Mortgages

A mortgage that pays a lump sum cash rebate of a fixed amount of money, or a percentage of the actual loan, on completion of the mortgage or shortly after.


Buy-to-let Mortgages

Buy-to-let (BTL) mortgages are specifically for individuals who wish to buy residential property which they intend renting to tenants. Although a BTL mortgage is similar in a number of respects to a standard residential mortgage, there are some significant differences between the two.

MOST BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.


Self Build Mortgages

For those who want to build their own home, a conventional residential mortgage is not an option. Instead, the self-builder would need to apply for a self-build mortgage. Not every lender is active in the self-build mortgage market and those that are, tend to charge a higher rate of interest for self-build mortgages.

or complete our short enquiry form and we'll be pleased to help you.

Address

6 Staithes Court, East Shore Village, Seaham, Durham, SR7 7WF

Phone

T: 0191 5810716

Email Us

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